November is Child Safety and Protection Month, and there’s no better time to think about how you can protect your family in the case of a fire in your home. The U.S. Fire Administration estimates that more than 300 people are killed each year and $280 million worth of property damage is caused as a result of children playing with fire.
Unfortunately, many people don’t prepare adequately for fires in their home. And during this pandemic, our focus is elsewhere as we struggle with isolation, financial difficulties and illness. Although that’s understandable, it can be dangerous. Despite COVID-19, fires still occur. In fact, since February, the Red Cross has responded to more than 29,000 home fires and aided 128,000 people in need of emergency lodging following a fire.
With proper preparation and prevention methods, your family can decrease the chance of a fire, and ensure that they will be safe if one does occur. Good preparation also makes it easier to rebuild your life after a fire and handle the home insurance claim that may result from the damage. There are steps you can take now that will make it easier for you to pick up the pieces after the smoke has died down and the firefighters have left.
In This Article:
- Common Fire Safety Hazards and How to Prevent Them
- What Are The Best Ways To Plan For a Fire?
- Picking Up The Pieces After a Fire
- Staying One Step Ahead
- Ask the Experts
Common Fire Safety Hazards and How to Prevent Them
Your first step in becoming fire-savvy is to look around your house with a keen eye, identifying items and situations that could cause a fire under the wrong conditions. Here are some of the top hazards to be aware of:
Cooking
During the pandemic, more people have been cooking at home. It’s no surprise that cooking fires are the number one cause of home fires. But they’re also one of the easiest hazards to avoid. When you’ve got something on the stove, stay alert and don’t leave the kitchen. Use a timer to remind you of when your food is done, and keep oven mitts, wooden utensils and anything else that could catch fire far from the stove. As we near the holiday season, be particularly watchful if you have guests or children in the kitchen — they can unknowingly increase the risk of fire with a simple misplaced napkin or forgotten timer.
Smoking
If you smoke cigarettes, cigars or a pipe, you have reason to be much more aware of your surroundings. Cigarettes cause an estimated 17,200 fires a year and more than 500 deaths. If possible, limit your smoking to outside. Most deaths result from a spark that catches on a bedsheet, curtain or upholstered furniture. Keep your smoking equipment locked safely away from children, and be careful of discarding cigarette butts in your garbage or garden — even some types of mulch can burn. Never smoke around anyone using medical oxygen. Even the newest trend — vaping — can cause a fire due to battery failure; you should never leave a charging e-cigarette unattended.
Electrical Hazards
Are you a do-it-yourselfer? The National Fire Protection Association (NFPA) recommends that you step lightly where electrical wiring is concerned, and instead hire a qualified electrician to do your work. When you buy a home, have an electrician inspect the wiring and make any suggested upgrades. Be careful not to overuse extension cords and don’t max out your outlets. Don’t forget the outside receptacles too; all electricity in your home should use ground-fault circuit interrupters (GFCIs) to reduce shock hazards. And it goes without saying that you should never use any item with a frayed or cracked electrical cord.
Space Heaters
A portable space heater can take the chill off a cold day, but without proper supervision, it can turn deadly. Always purchase a heater certified by Underwriters’ Laboratory (UL) or another testing company. Position your heater carefully: you want it to be three feet away from furniture and walls. Place it on a solid, flat surface, and never on a chair or table. The best heaters have auto turn-off switches which activate if the heater tips over; and that feature is worth paying extra for if you have safety in mind. Don’t use an extension cord with your heater, and keep children and others from sitting or standing too close. Finally, never leave a heater on unattended, or after you go to bed.
Dryer Fires
Dryer fires are another appliance-based fire hazard. Dryer fires can be disastrous, because you’re often not in the room while the dryer is running, so it’s easy for the fire to get out of control. The leading factor in dryer fires is a failure to clean out the ducts and lint trap. The latter should be emptied before every use. Kits to clean dryer ducts are available online. Although you may not spend all your time in the laundry room when the dryer is running, it’s a good idea to check on it regularly to ensure that nothing in the drum has ignited.
Candles and open flames
Candles and fireplaces can give your home a lovely ambiance, but they require careful watching. Open flames are a potential hazard and can easily jump from wick to, say, curtains in no time. Blow out candles when you leave the room, and always damp fires in the fireplace before you go to bed. Use a fireplace screen and fire-resistant mat in front of the fireplace to corral any sparks. Don’t use candles in the bedroom or near anything flammable. Use sturdy candleholders, and never burn a candle down to nothing. If your home is prone to power outages, you’re better off using flashlights and battery-powered lighting than candles.
What Are The Best Ways To Plan For a Fire?
Despite your best efforts, there is no way to completely fire-proof your home. Because of that, you want to have solid detection and fire control mechanisms in place to protect yourself and your family.
Smoke detectors
Your first line of defense is to have adequate smoke alarms in your house: one on each floor, plus additional alarms outside of bedrooms. Make sure you replace batteries (if applicable) regularly. Many people do so when they change their clocks each year for daylight savings time.
Smoke alarms have a life of roughly ten years, so you should be replacing them once a decade. If you’re not sure how old they are, take advantage of the fact that this year marks a new decade and replace them all — then you’ll be good until 2030.
Keep your smoke alarms clean — make sure they’re free of cobwebs and dust to avoid accidental alarms. Test them regularly, so that you and your children both know what they sound like, and know that they’re working.
Property documentation
Taking a home inventory can set you up well for the after-fire process. Make sure to go through every room in your home taking video shots of all the furniture and belongings in that room. Some home insurance companies offer an online option to list your property through your account on their site. The key is to have a listing of your valuables in a remote location that you can access easily after a fire. You will present this to the adjuster when they are determining the value of property that has been destroyed.
Fire extinguishers
Small, easy-to-use fire extinguishers are available from big box stores and online retailers. You should have one on each floor of your house, positioned up off the floor and anchored to a stable wall. Kitchens and laundry rooms are both good spots for an extinguisher, although you’ll want to keep them away from heat sources such as the stove.
When you purchase a fire extinguisher, read the directions so you know how to use it. In the event of a fire, you won’t have time to puzzle it out — a kitchen fire can spread in seconds, and you have a limited window of opportunity to use it.
The Occupational Safety and Health Organization recommends that when teaching your family to use an extinguisher, you remember the P.A.S.S. technique:
- PULL … the pin, which breaks the tamper seal.
- AIM … try to point the nozzle at the base of the fire, not the flames themselves.
- SQUEEZE … the handle, which releases the extinguishing agent.
- SWEEP … from side to side near the fire’s base until it is out. Then watch the area carefully to ensure that it doesn’t restart.
One caveat: if you aren’t sure you can put out the fire yourself, or if it keeps reigniting, get out of the house immediately. While you’re trying to extinguish the fire, have someone else call 9-1-1; even if you think you’ve controlled the fire, it’s a good idea to have a professional firefighter check the area.
Fire evacuation plan
Create your fire evacuation plan before you need it, not when the fire is raging. Here are some tips to help you create a solid plan that could save your life:
- If you have a floor plan of your house, use it while making your plan. If not, it may help you to go from room to room while assessing possible escape routes. The NFPA offers an easily-downloaded fire escape planning grid that can help you create your plan.
- Consider two different exits from each room. This will include the door, but also look at windows as possible exits. Make sure the windows are easily opened — if they’re painted shut or stuck, remedy the situation as soon as possible.
- If necessary, purchase an easily-stored fire ladder that can be attached to a window to allow for exit from a second-floor room.
- Have regular fire drills with your family, especially if you have children, elderly relatives, or persons with disabilities living with you. Everyone should understand the best ways to exit their bedrooms as well as the home’s common areas. If you can get everyone out of the house in less than two minutes, you’re doing great.
- If you have pets, determine whose responsibility it will be to locate and evacuate them.
- Plan a spot away from the house where everyone should meet in the event of a fire. Avoid any spot where fire trucks might need to be, or where you might be in the way of firefighters. The next door neighbor’s front yard might be a good option, or under a tree that’s far from the house.
- Assign a “fire buddy” to each family member. That way, no one is inadvertently left behind in a fire. Work together as a family to make sure that everyone knows what to do, even the youngest children.
Download your own copy of our Fire Safety worksheet here!
Picking Up The Pieces After a Fire
If, despite all your efforts, you are the victim of a home fire, you may think: what do I do now? Your first concern will be for the health and safety of your family and pets.
As soon as you possibly can, however, you’ll want to contact your home insurance agent — preferably on the same day as the fire. Your agent will assign an adjustor to visit your property and assess the damage. Don’t make any repairs until they have done so, unless you need to take steps to protect your home from further damage, such as tarping over a hole in the roof.
While waiting for the adjuster, collect as much information as you can about your home and its contents. If you can safely walk through the house, do so, noting what is destroyed and what can be salvaged. This is a good time to access your previously-made documentation of your property. If you don’t have any documentation, work from memory to create an overview of your belongings to pass on to the adjuster.
When it’s time to make repairs, get written bids from licensed contractors, with as much detail as possible. Don’t jump on the lowest bid for a repair or pay cash upfront to secure the bid price. Go for permanent repairs rather than quick fixes, and keep all receipts in a file to present to the adjuster. Make copies of all paperwork, whether from contractors, your insurer, inspectors or other vendors, and keep them all together if needed for your claim.
Ask the Experts
Staying One Step Ahead
As we get closer to the holidays, there will be additional challenges in maintaining a fire-ready home, with flammable decorations and increased cooking added to the mix. But as we round out the year still adjusting to life in a pandemic, we have plenty of reasons for wanting to avoid any additional anxiety in our lives.
All of this makes it even more important to remain vigilant and take precautions to make our homes as fire-resistant as possible, and to educate our families and ourselves in the best tactics to take before, during, and after a fire. By taking advantage of our suggestions, you’ll find it’s easy to have a detailed plan to stay one step ahead of fire hazards during the pandemic and beyond.
Featured image by netrun78 / Getty Images.